Tag Archives: Linda Mash Sells Homes

Premium Family Neighborhood

433 Safari Dr. Oshawa

$575,000

Open House Saturday October 21 and Sunday October 22, 2017 2-4 pm

Warm and Inviting is the best way to describe this 3 Bedroom, 3 Bath home. Open Concept Kitchen with Corian Coutertops, Over Looking Family Room with a Warm and Cozy Fireplace and Cathedral Ceilings. Inviting Living and Dining Room Large enough for all the Family. Main Floor Master Bedroom with Ensuite and W/I closet.  Huge Rec Room, 3 pc bath and bedroom/office complete the finished basement. Exceptionally well kept Family Home. To see it is to want it.

Virtual tour: 433 Safari Drive

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20 Barnard Crt. Ajax

Open House October 8, 2017 2-4 pm

$525,000

Quiet Family Court

You’ve got to see this one in person! Full of designer touches. The good life is certain in this 3 bedroom, 2.5 bath home with finished basement, hardwood floors on top level, and walk-out from kitchen to covered patio overlooking huge back yard. Enjoy carefree living with low maintenance exterior, updated windows, furnace, newer shingles and electrical panel. Enjoy the convenience of an large eat-in kitchen that has been recently updated with top of the line appliances, quartz counter-top, under the counter lighting and over sized center island with B/I dishwasher, cupboards and seating for 5. All this for only $525,000 .

 

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Weed Away!

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In our quest for a perfect, green lawn that more resembles AstroTurf than anything Mother Nature could create, we may find ourselves blasting gallons of weed killer onto our lawns throughout the summer. Instead of filling our lawns — and our lungs — with noxious chemicals, give these natural weed-eliminating methods a chance.

Crowd them out. Over-seed your grass to not only create a thick, luscious landscape, but also to ensure there’s no room for unwanted, weedy invaders.

Smother them. While not practical for weeds scattered throughout your lawn, mulch is a must for keeping weeds at bay around your flowers and vegetable beds. Keep the mulch about two inches deep to eliminate the light and air that weeds need to thrive.

Scald them. If you can boil water, you can kill weeds. For an economical and effective weed killer, carefully pour boiling water onto young weeds popping out of cracks on sidewalks and driveways.

Try vinegar and soap. Mix four cups vinegar with two teaspoons of dish soap in a spray bottle and spray weeds only (avoid grass).

Use elbow grease. Weed the garden regularly, pulling up weeds manually before they go to seed.

And if you can’t beat ’em, eat ’em! Your next plate of nutritious greens can be as close as your backyard. Young, tender dandelion and chicory leaves can be enjoyed raw, in a salad, or steamed or stir-fried as a cooked side dish. Some people even make tea with the leaves and roots. Those pesky weeds include impressive amounts of nutrients and vitamins — just be sure you know what you’re picking and that you wash them well!

The Psychology of Clean

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Does mess equal stress? An article in Psychology Today* says “yes!” But the good news is, clutter is one of the easiest life stressors to fix.

Clutter both at home and at work can stress us out on a number of different levels, making it difficult to relax, both physically and mentally. It signals to our brains that our work is never done, and creates feelings of guilt and embarrassment. Clutter also creates a feeling of frustration by preventing us from quickly locating things we need, from keys to paperwork. There’s simply nothing good about mess, so here are some tips to help you tackle it.

    • Address one area at a time, and finish de-cluttering and cleaning that one area before moving onto the next. This creates a sense of accomplishment as you fully complete one task or one room at a time.
    • When it comes to getting organized, setting up more shelves and storage areas isn’t always the answer. Downsize your belongings first by getting rid of things you don’t use or need – donate or toss as necessary, then create designated areas for the rest, ideally in closed spaces such as drawers and cabinets. Simply re-organizing things on open shelves doesn’t take care of “mess stress” as your clutter is still in sight, creating visual stimuli that your mind continuously has to process.
  • Once you get your clutter under control, keep it that way by getting in the habit — making a resolute effort every time — of putting things back where you got them. It sounds simple, but it’s a repetitive process that needs to be continuously reinforced before it becomes routine.

www.psychologytoday.com/blog/high-octanewomen/ 201203/why-mess-causes-stress-8- reasons-8-remedies

 

Stay Connected to Your Priorities

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The expression “cutting the cord” was, in the past, used to describe a young person’s departure from their parental home to the world of independence and self-sufficiency. In today’s households, cutting the cord now more often refers to the practice of canceling cable TV subscriptions and replacing them with low-cost Internet video streaming subscription services or other free video platforms. Because of that and the widespread reliance on smartphones, good wireless coverage has now rocketed to the top of the list of necessities for home-hunters.

A recent survey reveals that when moving to a new community, today’s home buyer puts more of a premium on reliable at-home wireless service than they do on home prices and decent commute times*. In fact, the survey showed that while having good hospitals in the community was key for 77 percent of respondents, reliable wireless service followed right after that on a homeowner’s list of new home priorities.

Breaking it down, 67 percent of survey respondents ranked reliable wireless service as a “must have” when considering a home, followed by good schools at 65 percent, reasonable home prices at 60 percent and good commuting times at 41 percent. It’s important to note the value of wireless service in today’s homes, with half of today’s households now wireless-only and the number of people who access the Internet using only their smartphones continuing to rise.

Good connections have never been as important as in today’s home-hunting market! That’s why it important to be connected with TheMashTeam.

Green Cleaning Tip: A Greener Cleaner!

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Why spend money on commercial cleaning products when equally effective, more natural cleaning supplies are probably already in your kitchen cupboard?

1. For a multi-purpose, everyday spray cleaner that’s effective, economical and safe around kids and pets, simply mix one part white vinegar with nine parts water in a spray bottle or bucket.

2. Create a streak-free shine with your own window cleaner. Pour one cup rubbing alcohol plus one tablespoon white vinegar into a spray bottle, spray on windows and wipe away with paper towels or yesterday’s newspaper.

3. A box of baking soda goes far in the cleaning world. Some suggestions: Use it on a damp sponge to clean sinks and scrub BBQ grates, freshen upholstered furniture and carpets by sprinkling it all over before vacuuming, and add a cup to your laundry to brighten clothes.

 and to make your home healthier try these tips. Contact me for the recipes. 

4. Use woolen Balls in your dryer instead of dryer sheets.

5. Make your own Non-Toxic Powder Laundry Detergent. All you need is baking soda, washing soda, Borax, Epsom Salts, Sunlight Bar Soap, Oxi-Clean and essential oils such as lavender or lemon.

6. Make your own deodorant.

7. Make your own face cream.

8. Make Your Own Lip Balm.

 

 

Protect Your Investment

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Your home is your castle, which is why, while you won’t have to defend it against fire-breathing dragons, you do need to protect your house or condo from the likelihood of more typical home scenario disasters by buying the right home insurance coverage.

Take a moment to make sure you understand the different types of insurance, and then make sure your home is adequately protected.

 

  • The first thing to clarify is the difference between mortgage insurance, home insurance and life insurance. Mortgage insurance can cover the balance remaining on a mortgage if the person listed on the mortgage passes away or, in some cases, has a severe illness and is unable to support the payments. Home insurance covers the replacement cost of your home should it be damaged by fire or other disaster, and the replacement cost of your belongings in the case of damage or theft. Life insurance pays your beneficiaries a pre-determined amount in the case of your death. While an insurance professional will be able to give you details on all your insurance options, in a nutshell, mortgage insurance covers the loan, home insurance covers the homeowner’s property and possessions in the home, and life insurance protects your family.
  • In cases of theft, fire or water damage, standard home insurance can cover damage and loss of much of your contents, but not necessarily all. Talk to your insurance broker about any specific, valuable pieces of jewelry, artwork or even an expensive wine collection that might require a separate rider on your policy.
  • Find out about other instances where you may require additional coverage or a separate rider. For example, clarify coverage for water damage should it result from a natural disaster versus a backed-up sewer. If you live in an area prone to flooding or earthquakes you may be required to buy separate, specialized insurance to protect yourself against those types of claims. Homeowners with pools and hot tubs also need to consider dipping into their bank accounts to increase their liability insurance.
  • Your insurance broker will be able to explain how much insurance is enough, or even too much. For example, coverage is typically based on the cost to rebuild a damaged home, and is not based on the market value of the house.
  • Living in a condo? Yes, you need home insurance too. While your condominium building policy most likely covers all the common areas, it doesn’t cover your contents, personal liability and any improvements you may have made inside your unit. Also, if something like a fire or a leaky pipe in your unit damages another unit, you may be personally responsible for paying the damages. Don’t forget to ask if your contents coverage includes the items stored in your condo locker.
  • Running a home-based business? Don’t assume your business equipment is covered, and that business liability is the same as personal liability just because you’re working out of your home. Ask your insurance broker to add a business rider to your home insurance.
  • Are you renting out all or part of your property? The renter is responsible for insuring his/her own personal property, but you need to protect your property, your investment and yourself.

 

Talk to your insurance broker to find out what kinds of protection you need, how much home insurance is enough, how much is too much, and how raising your deductible can lower your payments while keeping your coverage strong.

First Impressions

PhotoCan you sell a home by its cover? If your home features a well-presented home exterior, it’s certainly a possibility.

Today’s many exterior refinishing options provide ways for your home to stand out, increase its perceived value and capture the eye of the right buyer, no matter what your budget. Re-facing the outside of your house can be as simple and cost-effective as repainting it, or as involved as applying new brickwork. Here are just a few of the options available.

Paint: The least expensive option, a fresh coat of paint can instantly brighten and freshen your home’s exterior.

Siding: Vinyl siding is lightweight, inexpensive, easy to install and can cover a multitude of sins from flaking paint to uneven wall surfaces. Wood and brick siding are more expensive, but can create a richer impression.

Stone Veneer Siding: Boasting the luxury look of full stonework but with a much easier installation and substantially lower cost, stone veneer is becoming a strong contender in the home upgrade market. Whether you’re refacing for your own benefit or for curb appeal, it’s worth noting the return value of your investment: the annual Cost vs. Value Report, reported in Remodeling Magazine, affirms an 89.4 percent return-on-investment for manufactured stone veneer.

Stucco: Attractive, low-maintenance, and available in a variety of textures and colors, stucco can add warmth to the exterior appearance of your home. Before installation, however, be sure to investigate its practicality for the weather in your region.

Help! My Home Isn’t Selling

You listed your home for sale with high hopes. You love your property and you felt certain that it would sell in a reasonable amount of time. But it’s been several weeks or months since you listed your home.

You’ve had some interest and maybe several showings. You may or may not have received an offers. Maybe you’ve even experienced the emotional turmoil of watching a Offer fall apart. Regardless of the details, one fact is clear: your property is very much still for sale.

What went wrong? What can you do? Here are 8 effective tips to facilitate a faster sale.

Depersonalize
If your house has been on the market for six weeks or more without so much as a nibble of interest, it’s time to take a hard look at what might be putting buyers off.

If buyers can’t imagine themselves living in a home, they’ll be reluctant to make an offer.

To make your home appealing, pack away all of your family pictures, child artwork, and mementos. Paint your walls a neutral color like beige, cream or white. Pack away any polarizing or controversial pieces of artwork or decor. Depersonalize and try to make your home look like a model home.

Declutter
Buyers like to see clean, wide-open living spaces. If you have physical or visual clutter in the room, you’re sending a message to the buyer that you don’t have enough storage space.

Don’t send that message. Instead, get those moving boxes and start packing. You may not have a contract yet, but if you minimize your possessions and declutter the space, you’ll make the rooms look larger and create the impression of having tons of storage space.

Remove Evidence of Pets
We love our four-legged friends, but their food and water dishes, crates, and even just hair on the carpet can be a big turn-off to buyers who don’t like animals.

If you know that someone is coming to look at your home, put the food dishes away, store the crate in the garage or outside, and make sure to remove all signs of pet fur and dander.

Freshen Up the Space
Don’t let buyers turn up their nose at your home. Smell is the first thing potential buyers notice when they walk into a house.

Clean your home to get rid of any dusty or musty smells. If the weather is nice, open the windows to let your home air out. Install all-natural room fresheners or light scented candles in discreet places like the bathroom closet, laundry room, and garage. Choose a neutral and natural scent, like vanilla, rather than a pungent floral scent.

You could also consider investing an essential oil diffuser to leave running during home showings. Sage, lemon, lavender, and cinnamon are all subtle, relaxing, and inviting scents that help brighten your living space.

Work on Curb Appeal
Some buyers won’t even step into your home if they don’t think the property has curb appeal. Clean the windows and make sure that there are no visible cobwebs. Mow your yard and trim the edges, prune the bushes, plant fresh flowers, and spruce up your shutters by giving them a fresh coat of paint. You may even want to install a new mailbox and outdoor light fixtures.

Consider an Affordable Mini-Renovation
Not everyone likes a fixer-upper. Stained carpets and less than appealing paint colors may look like dollars needed for (and the hassle of) renovation in the buyer’s eyes.

Small renovations may lead to big payoff. Consider painting the walls a neutral color, installing a smart thermostat, replacing hardware and fixtures and other fairly inexpensive changes that will take away the label of a fixer-upper.

Stage Like an Expert
You’ve depersonalized, decluttered, renovated, and worked on curb appeal. Now it’s time to stage your home like a pro.

Place brand new, neatly folded towels and candles in the bathroom. Place a decorative bowl filled with bright red or green apples, lemons, or limes in the kitchen. Fill a clear glass cookie jar with fresh cookies on the kitchen counter.

Talk to Your Agent About Pricing and Listen to What They Say
If your home isn’t selling after you’ve done everything above, it’s time to talk to your real estate agent about adjusting the price.

This is where your agent’s knowledge of your market and the amenities of your home come into play. If your home is priced competitively, buyers will feel like they’re getting a great deal. A $5,000-$10,000 reduction may be all it takes to motivate the right buyer.

Make Your Home More Accessible
Make your home available for showings. If you limit your home to pre-scheduled viewings, you’re definitely not going to be able to sell as quickly. If you’re flexible with when you allow buyers to come see your property, you’ll have a better chance of getting more foot traffic and more potential buyers into your home.

Are you Fit To Sell. Call The Mash Team. We are here to help!

7 Reasons Buying Beats Renting

Right now in the Durham Region, home buying is much better than renting. Discover the advantages home buyers have in today’s market that renters are missing out on.

Why Buying a Home Thru The Mash Team is Better than Renting
Conventional wisdom used to state that buying a home is always a great investment.

Now more than ever it has become easier for “First Time Buyers” as Prices Have Dropped since April. There are more homes to choose from and we are not experiencing as many Multiple Offers situations.  We seem to be in a more typical summer balanced market.

The good news is that Year to date stats show that the average selling price is higher today than from  a year ago.

Price Security in Home Buying
Historically, prices tend to rise over time. For example, a loaf of bread, a gallon of milk, and a semester of college tuition cost more today than they did in 1990.

Your mortgage payment, however, is one constant you can rely upon. If you hold a fixed-rate mortgage, your monthly principle and interest (P&I) payment remains the same, regardless of how prices are moving in other industries. (Your property taxes and homeowners insurance may rise.)

Price consistency offers the advantage of planning for the long-term future. As a homeowner, you can anticipate your monthly housing costs for 1, 3, or 5 years.

As a renter, you can’t lock in this type of security. As prices climb, landlords raise the rent to meet the current market.  The allowable rental increase for 2018 is 1.8%.

If you’re renting with a month-to-month lease in Ontario, your landlord can increase your rent with 90 days of written notice. This puts renters in the difficult position of needing to either find the additional funds or scramble to secure new housing with little advance warning.

Investment – Cash-on-Cash Return
As a home buyer, the outlay of a small down payment as low as 5% can give you the opportunity to make out sized gains.

Hypothetically, for example, imagine that you put a 20 percent down payment on a $100,000 house. The price rises 5 percent, to $105,000. You would earn $5,000 on your initial outlay of $20,000 – a return of 25 percent. This is known as cash-on-cash return, and homeownership can make this type of gain accessible to the average person.

Forced Savings
A home can be a type of “forced savings.” Each month, a portion of your mortgage payment is returned to you in the form of equity. The longer you own your home, the more equity you build – both via mortgage payments as well as in potential value increases.

Renters don’t have this luxury. Many of the pro-rental arguments hinge on the assumption that money “saved” (either via lower monthly payments or through alternate uses of the down payment) would be invested in the stock market.

Realistically, though, what’s the likelihood that a renter would invest that money, rather than spend it on a trip to the Bahamas? And if that money were invested, what’s the likelihood that a renter wouldn’t panic during the next crash and sell at the bottom of the market, turning paper losses into actual losses?

A home functions as ‘forced savings,’ helping you build equity. Like a personal trainer, it keeps you accountable.

Flexibility with Home Improvements
As a homeowner, you can have the freedom to upgrade your home to your heart’s content – without carrying risk or ongoing financial commitment.

If you get a bonus at work, you can celebrate by installing hardwood floors or renovating the bathroom. If you suffer a financial setback, you can defer your plans to remodel the kitchen.

Renters don’t hold this flexibility. The only way they can upgrade their living space is by moving, and this entails both hassle and commitment.

Homeowners, by contrast, can upgrade their home piecemeal as they accumulate cash over the years. Home improvements are a one-time expense that doesn’t require continuous commitment.

Pride of Home Ownership
You wouldn’t invest hundreds of hours or dollars cultivating an exquisite garden in a rental property. You wouldn’t paint, hang wallpaper or replace the light fixtures on a rental property.

As a homeowner, you can take pride in personalizing and perfecting your home. The space can truly morph into a reflection of you, in a way that a rental property never could.

Neighborhood Connection
As a homeowner, you’re more likely to become involved in your local community. There’s a stronger chance that you’ll join the neighborhood association if one was available, organize potlucks or block parties with your neighbors, coach a local sports league or volunteer at the local school.

While it’s possible that you’ll get involved with the community as a renter, you’ll also likely feel an emotional barrier that stems from knowing you might move in a year or two. Committing to an area for the long-term can inspire you to invest more time and energy into improving the neighborhood and connecting with the surrounding community.

For more information on how to buy a home, call us. We are here to help.  Real Estate is still a good investment.

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