Category Archives: How To Be Fit To Buy A Home

Seller Wants It SOLD! Open House June 24 & 25th

301 Labrador St. Oshawa
Just reduced to $ 479,900
Seller wants it Gone, Gone, Gone…

Home features 5 large bedrooms + 1.5 baths. Large open concept kitchen with huge Island, over looking Living and Dining Room. A true entertainers dream. Home is Conveniently located In the quiet area of Athabasca Forest, just minutes to the 401 or 407. Excellent schools, transit, parks and shopping, close by. Opportunity is knocking… Seller can accommodate a quick closing.

Fitting Into Today’s Housing Market

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Today’s ever-rising real estate prices often mean one of two things for buyers — they must either increase their budget, or downsize their housing expectations.

The Canada Mortgage and Housing Corporation (CMHC) reports that the construction of single-detached homes fell between 2012 and 2016. The lower inventory, coupled with increased demand, resulted in a rise in prices for this housing type. In many cases the result is that buyers who initially planned for a single-family house will be settling into condos, while some would-be condo buyers may have to reassess how to fit their lives into even more compact footage.

Looking at condo construction, the CMHC notes that although there might be a slight decline in condo starts this year, there will be a rebound in condo construction next year due to increased demand for more affordable housing.

In the meantime, residents moving into more “cozy” condos need to be creative about how they fit into their smaller spaces. Luckily, furniture manufacturers are responding to the demand for space-efficient solutions and designing options specifically for today’s condos. Furniture that flips up, slides out and folds down can now be cleverly concealed to fit into any space.

Don’t automatically dismiss a condo with great features, a reasonable price and other plusses because you think it’s too small. Today’s options make it easier than ever to complete your condo with clever space solutions that fit all your needs!

Call today to find out about the many condo configurations available in today’s market.

Can You See What Your REALTOR Sees in this Neighbourhood?

REALTORS® have their fingers on the pulse of the market. They know the questions to ask, the areas to probe and what to look for so that you get a complete picture of the property and community you’re considering. They can also identify the complex financial and legal issues involved in a real estate transaction.

Can you see what your REALTOR sees in the rural property?

REALTORS® have their fingers on the pulse of the market. They know the questions to ask, the areas to probe and what to look for so that you get a complete picture of the property. They can also identify the complex financial and legal issues involved in a real estate transaction.

Can You See What Your REALTOR sees in this Condo?

REALTORS® have their fingers on the pulse of the market. They know the questions to ask, the areas to probe and what to look for so that you get a complete picture of the property and community you’re considering. They can also identify the complex financial and legal issues involved in a real estate transaction.

Clean Credit

PhotoPlanning on moving this year, or applying for a loan? You’ll want to check your credit report before contacting your lender. But what happens if, upon review of the document, you discover it contains information that will negatively impact your credit worthiness; what can you do to improve your standing in the eyes of creditors?

First, check your credit report for omissions and errors. If you notice any errors, write to your reporting agency, outlining the reasons for your disputes and requesting that they investigate your claims. Be sure to enclose copies of any supporting documentation. The credit bureau will investigate your claims by contacting your creditors to verify the information you’ve supplied.

As for negative entries in your report that are accurate, know that bankruptcies and other entries such as late payments will remain on your report for a number of years. For accounts that have previously been past due, but which you’ve since paid off and maintained — they might comply if they see you’ve been handling the account positively.

Be persistent with both the creditors and your credit bureau in finding the source of any incorrect information and getting it rectified. If a correction can’t be made, you can request that the credit bureau include a brief explanation of your version of events next to the entry in question. Make sure the reporting agency sends you an updated report to confirm all the changes.

Can you see what REALTOR see inside this home?

REALTORS® have their fingers on the pulse of the market. They know the questions to ask, the areas to probe and what to look for so that you get a complete picture of the property and community you’re considering. They can also identify the complex financial and legal issues involved in a real estate transaction.