Premium Family Neighborhood

433 Safari Dr. Oshawa

$575,000

Open House Saturday October 21 and Sunday October 22, 2017 2-4 pm

Warm and Inviting is the best way to describe this 3 Bedroom, 3 Bath home. Open Concept Kitchen with Corian Coutertops, Over Looking Family Room with a Warm and Cozy Fireplace and Cathedral Ceilings. Inviting Living and Dining Room Large enough for all the Family. Main Floor Master Bedroom with Ensuite and W/I closet.  Huge Rec Room, 3 pc bath and bedroom/office complete the finished basement. Exceptionally well kept Family Home. To see it is to want it.

Virtual tour: http://www.rstours.ca/26940

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What does being rich mean? How to define it

You probably know wealth when you see it around you – but do you know whether you are rich?

With real estate values soaring across the country, many Canadians feel a level of financial confidence today they’ve never known before. But have they reached a point of financial security? Do they have enough money for their future, and if not, how will they know when they do?

Statistics Canada employs numerous metrics for the other end of the spectrum, without ever using the term “poor.” For instance, the income cutoff for a single person living in a large city was $24,328 in 2014. For a family of four the amount was $45,206.

But there is no magic threshold, no national statistic, that defines you as rich. Wealth is a malleable term that might mean a well-stocked beer fridge, living mortgage-free or having enough money invested for a long retirement.

When it comes to amassing wealth, the United States sets the gold standard. But Americans themselves can’t definitively articulate what being rich means.

Twenty-seven per cent define it as having a lot of money; while 24 per cent say wealth means enjoying life’s experiences, and 22 per cent say it means being able to buy anything they want. That is the breakdown according to a representative sample of 1,000 U.S. adults surveyed in April by Koski Research for Charles Schwab Corp.

When asked to express how much is required to be considered “wealthy,” this “average” group of Americans came up with the amount of $2.4-million (U.S.), or nearly 30 times the actual median net worth of U.S. households.

Ask rich people a question like that, however, and you get a completely different answer.

Many people who have the drive to make significant sums of money don’t have the ability to dial down that ambition once they are wealthy. For them, the thrill is in the pursuit and money is the scorecard.

When the investment firm UBS AG polled 2,215 U.S. millionaires in 2015, nearly two-thirds of those with a net worth of less than $5-million and dependent children expressed concern that they are only one wrong step away from a major setback – be it a large investment failure or job loss. For individuals with $5-million or more, one-third said they felt they couldn’t withstand a setback.

Clearly, money doesn’t make it easy to sleep at night; it can be difficult to relax once you get to the top.

“With memories of the financial crisis still lingering, most millionaires don’t have enough wealth to feel secure,” concluded the UBS report, entitled When is Enough … Enough? “As a result, many feel stuck on a treadmill, without a real sense of how much wealth would make them satisfied enough to get off.”

In Canada, the average household net worth rose 4.3 per cent to $680,098 in 2015, according to Environics Analytics. Vancouver households crossed a symbolic threshold, becoming the country’s first “city of millionaires,” with an average net worth of $1,036,202, up 7.3 per cent from the prior year.

These gains were powered largely by rising real estate prices; Canadians’ principal residences comprise about one-third of their assets, according to Statistics Canada. What homeowners generally fail to accept, however, is that the money in their principal residence is permanently locked in. Very few Canadians end up selling their homes in retirement and enjoying the proceeds until their last cheque bounces the day they die peacefully in their beds.

Instead of looking at home valuations, a better measurement of wealth is whether your earned income – that is personal income from investments rather than employment – exceeds your expenses. Another sign of real wealth is the ability to forgo life insurance, because your estate would have enough assets to support your family at its current lifestyle.

Probably the least helpful way to assess your wealth is by comparing your spending with others, a process that will surely leave you feeling short.

Consider the millionaire family that flies to Whistler, B.C., annually for a ski vacation during the March break. By most standards, they look rich. But those parents may well be looking at a select group of their friends who are redefining the holiday experience by opting for snow and surf during the two-week break scheduled by most private schools: the first week in Whistler, the second in the Caribbean.

Instead of chasing a mirage, the best approach may be to embrace a broader definition of wealth. If you knew you only had five years to live, how much financial hardship would your family incur? How drastic a set of steps would you need to take to get your financial affairs in a state acceptable to you? What financial legacy would you be leaving and how close to your goals would it be? And most importantly, what course would you set to optimize those final years? Answers to these questions could provide the best snapshot of your true personal wealth today.

 

https://beta.theglobeandmail.com/globe-investor/what-does-being-rich-mean-how-to-define-it/article36380777/?ref=http://www.theglobeandmail.com&

 

20 Barnard Crt. Ajax

Open House October 8, 2017 2-4 pm

$525,000

Quiet Family Court

You’ve got to see this one in person! Full of designer touches. The good life is certain in this 3 bedroom, 2.5 bath home with finished basement, hardwood floors on top level, and walk-out from kitchen to covered patio overlooking huge back yard. Enjoy carefree living with low maintenance exterior, updated windows, furnace, newer shingles and electrical panel. Enjoy the convenience of an large eat-in kitchen that has been recently updated with top of the line appliances, quartz counter-top, under the counter lighting and over sized center island with B/I dishwasher, cupboards and seating for 5. All this for only $525,000 .

 

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1422 Outlet Dr. Oshawa

Refreshed and Rejuvenated…

Great Home For First Time Buyers. Raised Bungalow With Interlock Driveway And Walkway. Home Features Newer Flooring & Paint Thru-Out, Newer Furnace. Large Windows In Basement, Updated Electrical Breaker Panel, Newer Modern Kitchen And 2 Baths, Walk-Out To Deck From Master Bedroom Plus Wall-To-Wall Closet. 2+2 Bedrooms. Large Recreation Room In Lower Level. Combined Laundry And Utility Room With Huge Windows. This could be yours for $389,900.

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Weed Away!

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In our quest for a perfect, green lawn that more resembles AstroTurf than anything Mother Nature could create, we may find ourselves blasting gallons of weed killer onto our lawns throughout the summer. Instead of filling our lawns — and our lungs — with noxious chemicals, give these natural weed-eliminating methods a chance.

Crowd them out. Over-seed your grass to not only create a thick, luscious landscape, but also to ensure there’s no room for unwanted, weedy invaders.

Smother them. While not practical for weeds scattered throughout your lawn, mulch is a must for keeping weeds at bay around your flowers and vegetable beds. Keep the mulch about two inches deep to eliminate the light and air that weeds need to thrive.

Scald them. If you can boil water, you can kill weeds. For an economical and effective weed killer, carefully pour boiling water onto young weeds popping out of cracks on sidewalks and driveways.

Try vinegar and soap. Mix four cups vinegar with two teaspoons of dish soap in a spray bottle and spray weeds only (avoid grass).

Use elbow grease. Weed the garden regularly, pulling up weeds manually before they go to seed.

And if you can’t beat ’em, eat ’em! Your next plate of nutritious greens can be as close as your backyard. Young, tender dandelion and chicory leaves can be enjoyed raw, in a salad, or steamed or stir-fried as a cooked side dish. Some people even make tea with the leaves and roots. Those pesky weeds include impressive amounts of nutrients and vitamins — just be sure you know what you’re picking and that you wash them well!

For Lease: 1600 Charles St, Suite 709. Whitby, ON

Live In Luxury At The Rowe!

$1600 Inc. per month.

1 Bdrm + Den Condo In Prime Location – Walk To Go Station, Rec Center, Lake, Shopping & 2 Mins From 401. Building Security, Party Room & Pool Table, Roof Top Bbq/Garden, Resistance Pool, Fitness Room & Guest Suite. **Free Wifi Connection** Landlord To Pay Hydro. Move In & Enjoy! $1600 per Month. 1 underground Parking spot.

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The Psychology of Clean

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Does mess equal stress? An article in Psychology Today* says “yes!” But the good news is, clutter is one of the easiest life stressors to fix.

Clutter both at home and at work can stress us out on a number of different levels, making it difficult to relax, both physically and mentally. It signals to our brains that our work is never done, and creates feelings of guilt and embarrassment. Clutter also creates a feeling of frustration by preventing us from quickly locating things we need, from keys to paperwork. There’s simply nothing good about mess, so here are some tips to help you tackle it.

    • Address one area at a time, and finish de-cluttering and cleaning that one area before moving onto the next. This creates a sense of accomplishment as you fully complete one task or one room at a time.
    • When it comes to getting organized, setting up more shelves and storage areas isn’t always the answer. Downsize your belongings first by getting rid of things you don’t use or need – donate or toss as necessary, then create designated areas for the rest, ideally in closed spaces such as drawers and cabinets. Simply re-organizing things on open shelves doesn’t take care of “mess stress” as your clutter is still in sight, creating visual stimuli that your mind continuously has to process.
  • Once you get your clutter under control, keep it that way by getting in the habit — making a resolute effort every time — of putting things back where you got them. It sounds simple, but it’s a repetitive process that needs to be continuously reinforced before it becomes routine.

www.psychologytoday.com/blog/high-octanewomen/ 201203/why-mess-causes-stress-8- reasons-8-remedies

 

152 Olive Ave. Oshawa

Only $199,900

Exceptionally Good Value!

2 Bedroom, 8 Year Old Freehold Townhouse That Is Cheap Living Or Makes A Great Investment Opportunity. Home Features Eat-In Kitchen, A Bright View Of The Morning Sun From Living Room, Full Unspoiled Basement And A Good Sized Backyard. Great In-Town Location. Close To 401, Public Transit, Downtown University Campus & Park!
Built In 2009.  Same Tenant Since 2009 Pays $900/Mth.

Stay Connected to Your Priorities

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The expression “cutting the cord” was, in the past, used to describe a young person’s departure from their parental home to the world of independence and self-sufficiency. In today’s households, cutting the cord now more often refers to the practice of canceling cable TV subscriptions and replacing them with low-cost Internet video streaming subscription services or other free video platforms. Because of that and the widespread reliance on smartphones, good wireless coverage has now rocketed to the top of the list of necessities for home-hunters.

A recent survey reveals that when moving to a new community, today’s home buyer puts more of a premium on reliable at-home wireless service than they do on home prices and decent commute times*. In fact, the survey showed that while having good hospitals in the community was key for 77 percent of respondents, reliable wireless service followed right after that on a homeowner’s list of new home priorities.

Breaking it down, 67 percent of survey respondents ranked reliable wireless service as a “must have” when considering a home, followed by good schools at 65 percent, reasonable home prices at 60 percent and good commuting times at 41 percent. It’s important to note the value of wireless service in today’s homes, with half of today’s households now wireless-only and the number of people who access the Internet using only their smartphones continuing to rise.

Good connections have never been as important as in today’s home-hunting market! That’s why it important to be connected with TheMashTeam.

1047 Ridge Valley Dr. Oshawa

Open House Sunday September 10, 2 pm-4 pm

Live your dream in this 4 +2 bedroom, 3 bath home. Home Features: Double-car garage, eat-in kitchen and main floor family room with walk-out to large deck that is convenient for entertaining. Dramatic fireplace in family room, large master with 2 Walk-in Closets and en-suite bath. Home has quality updates including windows, driveway, flooring, kitchen and baths. Located on a quiet street with good schools nearby. Reduced to $650,000.

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With You Every Step Of The Way

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